Accident & Critical Illness Coverage

Accident Insurance

Accident Insurance can help pay for out-of-pocket costs when you suffer an accident on or after your coverage effective date.

Accident insurance through MetLife provides you with a lump-sum payment for over 150 different covered conditions, such as fractures, dislocations, concussions, eye injuries and more, as well as covered medical services, like an ambulance ride, emergency care and surgery.

There are no waiting periods to satisfy, and any payment will be in addition to any other insurance you may have.

Bundled Critical Illness

Critical Illness benefits may help cover costs such as those not covered by your medical plan. When you enroll in a MPM Medical option, you will automatically be enrolled in Critical Illness Insurance that pays a lump sum benefit of up to $2,500 per covered person for each diagnosed covered condition, with a per-person lifetime maximum of $6,000.

Supplemental Critical Illness

You’ll Receive a lump-sum benefit that can help pay out-of-pocket costs if you are diagnosed with a covered critical illness or specified disease on or after your coverage effective date.

Critical Illness Insurance through MetLife will pay you a tax-free, lump-sum cash benefit if you’re diagnosed with a covered condition. The coverage does not replace your medical benefits. You must have medical insurance to enroll in this coverage (although it is not required that your coverage be through Momentive).

Employee, spouse/domestic partner, and child(ren) coverage is available.